A federal parliamentary inquiry into the availability and affordability of business insurance is set to have major implications for automotive repairers, dealers and service workshops, as premiums continue to rise and insurers tighten coverage across the sector.
The Parliamentary Joint Committee on Corporations and Financial Services has launched an investigation into how modern insurance products are regulated and priced for small businesses, not-for-profits and community organisations. Automotive operators — already struggling with escalating premiums and reduced policy options — are expected to be a key focus.
The inquiry will examine whether businesses can still access fit-for-purpose insurance such as public liability, professional indemnity, cyber cover and business-interruption policies. It will also assess the impact of rising premiums and stricter underwriting standards, particularly on high-risk industries and regional operators.
Findings are due in late 2026.
Automotive businesses feeling the squeeze
Motor Traders’ Association of NSW and MTA ACT say insurance pressures are affecting repairers, dealers and service centres across both states, with members reporting reduced coverage options, higher excesses and premiums rising year after year.
The two associations are preparing a submission to the inquiry and are seeking direct feedback from automotive businesses to ensure the sector is properly represented.
They want to hear how insurance costs have changed, what policies members currently hold and whether insurers are reducing or withdrawing cover.
Industry encouraged to contribute
Collin Jennings, head of policy and advocacy for MTA NSW and MTA ACT, will coordinate industry responses and is encouraging members to share their experiences.
The associations say insights from businesses will help shape a “strong and representative” submission outlining the pressures facing automotive operators.
Members can express interest in contributing, and those who prefer one-on-one consultation will be contacted directly.
Support available for operators
MTA NSW also reminds members that business-insurance services and tailored solutions are available through its long-standing partnership with Scott & Broad.
The associations say the federal inquiry presents a critical opportunity for automotive businesses to highlight the growing impact of insurance costs on their operations — and to push for reforms that ensure coverage remains accessible and affordable.
Automobile Magazine-AU
